Residential Property Claim Adjusting: What It Is and Who Needs It

Residential Property Claim Adjusting: What It Is and Who Needs It

In an uncertain world, disaster can strike at any time. If you’re a homeowner who has experienced damage to your property, you need the guidance of a residential property adjusting professional. 

Here, we’ll provide more information on this process, and highlight the reasons you might need residential property claim adjustment.

What Is Residential Property Claim Adjusting?

A claims adjuster is a professional who investigates damage and ensures that you are justly compensated. Oftentimes, this means that the adjuster serves as a go-between between you and your insurance provider. They can help you receive the compensation that you’re entitled to in the event of damage or loss to your property. 

Specifically, residential property claim adjusting refers to damages or losses that occur to residential property. In the best of cases, this means investigating small problems such as a water leak. But a claims adjuster is often needed when a homeowner experiences something more catastrophic, such as: 

  • Fire
  • Wind damage
  • Hail and weather damage 

The adjuster will assess the damage and evaluate your insurance coverage. The best adjusters can also help you negotiate a fair settlement and can even help you to schedule the services of contractors, electricians, plumbers, and other professionals who can restore your residential property to its proper condition.

Who Needs Residential Property Claim Adjusting?

There are two general reasons why you might contact a claims adjuster, which we break down below.

1. You’ve Experienced Damage to Your Residential Property

You may need the services of a residential property claim adjuster if the following three conditions are met: 

  • You are a homeowner or own residential property
  • You have experienced damage to your property
  • You are seeking to process an insurance claim 

In some cases, the damage will be obvious and catastrophic. A fire or damage from a windstorm will necessitate an insurance claim. Having the assistance of a claims adjuster can smooth out the process and ensure that you receive the compensation and reimbursement that you’re entitled to. 

2. Your Insurance Company Isn’t Paying You What You Owe

Sometimes, homeowners experienced damage to their property, only to receive the runaround from their insurance providers. A public adjuster can perform an independent inspection of your property and can even consult with legal counsel so that you are made whole. 

While an adjuster is not a lawyer, their assistance can provide insight into the damage to your property. An independent adjuster can be your advocate to provide you with the highest settlements possible.

Your Trusted Guide When Disaster Strikes

Damage and calamity can be emotionally disruptive to the entire family. When nerves are frayed, it can be tempting to settle for lowball offers from insurance companies that only cover the bare minimum, but this can leave you struggling to return your home to its former condition. 

A public adjuster can be your advocate and guide if the worst should happen. While insurance providers concern themselves with their bottom line, a public adjuster can help you pursue the payment you and your family deserve, making your house feel like home again.

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